Good health and safety for small businesses is not about producing paperwork for its own sake. It is about identifying the things that could cause harm, taking sensible steps to control the risks and making sure everyone understands what they need to do.

The right arrangements will depend on your workplace and the work you carry out. An office-based consultancy will face different risks from a construction company, restaurant or warehouse. The following checklist explains the core duties most UK employers should review and points you towards official Health and Safety Executive (HSE) guidance.

Why health and safety deserves regular attention

Weak safety arrangements can lead to injury, absence, damaged equipment, higher insurance costs and disruption to the business. Serious breaches can also result in enforcement action or prosecution. A practical system, reviewed regularly, helps you protect people while keeping avoidable costs and interruptions under control.

Health and safety checklist for small businesses

1. Appoint a competent person

Every employer must appoint someone competent to help meet its health and safety duties. In a straightforward, low-risk business, this may be the owner or an experienced employee. A business with more complex risks may need external specialist support. The HSE explains how to choose a competent person.

2. Prepare and share your policy

Every business should have a health and safety policy. If you employ five or more people, the policy must be written down. It should explain who is responsible for what, how the business manages its main risks and how the arrangements work in practice. Share it with your team and update it when responsibilities or working methods change. See the HSE guidance on preparing a policy.

3. Assess the real risks in your workplace

Look for hazards that could cause harm, decide who may be affected and assess whether your existing controls are sufficient. Concentrate on significant risks rather than unlikely or trivial ones. Where you employ five or more people, you must record the significant findings of your assessment.

  • Walk through the workplace and observe how work is actually carried out.
  • Ask employees about hazards, near misses and tasks they find difficult.
  • Consider home workers, lone workers, visitors, contractors and vulnerable people.
  • Record the controls you have chosen, who is responsible and the completion date.
  • Review the assessment after an incident or a material change to equipment, premises, staffing or processes.

4. Provide clear information, instruction and training

Employees need to understand the risks relevant to their role and the measures in place to protect them. Training should be practical, understandable and refreshed when work changes. Keep a simple record of inductions, specialist training and refresher dates. You should also consult employees, because the people doing the work often spot problems first.

5. Display the law poster or provide the leaflet

If you employ anyone, you must display the approved Health and Safety Law poster where staff can read it, or give each worker the equivalent leaflet. Check that the poster is the current version and that any required contact details are completed. The HSE provides the official poster and leaflet guidance.

6. Put first-aid and incident arrangements in place

Your first-aid arrangements should reflect the size and risk profile of the business. At a minimum, decide what equipment, facilities and trained people are required and make the arrangements known to staff. Record accidents and near misses, investigate their causes and check whether an incident must be reported under RIDDOR. The HSE has dedicated guidance covering first aid at work and RIDDOR reporting.

7. Keep proportionate records and review them

Useful records may include risk assessments, inspection logs, training, equipment maintenance, incidents and actions taken. Records should reflect the risks and size of the business; a small office does not need the same system as a construction site. Set review dates and make sure outstanding actions have a named owner.

Common mistakes to avoid

  • Using a generic policy that does not match the way the business operates.
  • Completing a risk assessment once and never reviewing it.
  • Providing training without checking that it was understood.
  • Ignoring near misses because nobody was injured.
  • Assuming an external consultant removes the employer’s own responsibilities.

Make improvements manageable

Health and safety for small businesses works best as a routine management task. Start with the highest risks, assign each action to a person and date, and review progress at regular management meetings. If improvements require new equipment, training or additional staff, include the cost in your budget and cash-flow planning.

London Accountants does not provide specialist health and safety advice. However, our business advisory team can help you assess costs, plan cash flow and understand how operational decisions affect the wider business. For advice specific to your legal duties, consult a competent health and safety professional or use the HSE’s small-business guidance.